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Jack Dwyer founded Capital Funding Group in 1993. He has been involved in the financing of more than $5.2 billion in FHA-insured healthcare mortgages. Over the past 15 years Mr. Dwyer has formed Capital Health Group, LLC, a self-advised real estate company that focuses on independent, assisted living and memory care facilities; Capital Lending and Mortgage Group, LLC, a healthcare bridge lending company; Capital Hospital Finance Group. LLC., a merchant banking and advisory division focused on providing financing for acute care and specialty hospitals; Capital SeniorCare Ventures, LLC, a company that acquires skilled nursing facilities in order to lease them back to operators; Capital Financial Ventures, LLC. the GNMA sales and delivery advisor to Capital Funding, LLC; CFG Capital Markets. LLC, a fully-registered (FINRA/SIPC) Investment Banking and Securities firm focused on providing capital raising solutions for taxable and tax-exempt issuers, and investment advice for institutional investors; and Capital Spend Management. LLC, a web-based purchasing management and consulting service to the long-term care industry. Mr. Dwyer is an owner and serves as a board member of Milestone Retirement Communities, LLC.

In 2009, Mr. Dwyer formed Capital Funding Bancorp, Inc. and through it led the acquisition of AmericasBank Corp. and its subsidiary, AmericasBank. AmericasBank underwent a name change in November 2009 and is now known as CFG Bank. Subsidiaries of CFG Bank include Capital Finance, LLC (formed in 2005), the only working capital/accounts receivable lender focused exclusively on skilled nursing and hospitals; as well as Capital Funding, LLC (formed in 1993), under which the HUD origination, underwriting, processing and servicing departments are housed.

Mr. Dwyer received his B.S. in Business Administration from Widener University and is a Certified Public Accountant.

Deborah Spangenberg began her career in healthcare finance in 1988. Currently, she holds the position of President of Capital Funding, LLC and Capital Finance, LLC., the two Bank subsidiaries. In addition, she is an Executive Vice President of CFG Bank and serves as Vice Chairman of the Board of Directors of the Bank. She is also on the Board of the Bank Holding Company. In addition to healthcare, she has a background in human resources and marketing.

Lisa D. Kabnick is a senior advisor in the Commercial Department of Pepper Hamilton LLP.

Ms. Kabnick represents financial institutions and borrowers in syndicated secured credit transactions, including those with cross-border elements. Her experience spans a variety of industries, including health care, medical device and pharmaceuticals, financial services, fine art, manufacturing and licensing, communications and death care.

She advises clients in connection with acquisitions, international transactions and workouts, and has experience in guiding CEOs and CFOs through restructuring and transformational transactions, providing hands-on corporate governance counsel. She has also been active in working with state and local agencies to encourage trade in and through the Philadelphia region and its ports.

Ms. Kabnick rejoined Pepper Hamilton in 2017. She was previously a partner at the firm from 1989 to 2003 and chaired the Financial Services Practice Group.

Mr. Kornblatt joined the CFG Community Bank Board in 2017. His is the former Chief Financial Officer of Triumph Group Inc. He is a Board Member of Universal Stainless and Alloy Products, Inc. and Portfolio Companies owned by Arlington Capital Partners and AE Industrial Partners. He is an active member of AICPA and PICPA and serves on the Board of Drexel University’s Lebow School of Business.

Mike served as an audit partner at Deloitte & Touche for 36 years, providing assurance and advisory services to public and private enterprise clients, including family owned businesses, private equity and venture backed entities, as well as large multi-national companies. He has an extensive background serving technology, financial services, life sciences, consumer products and manufacturing companies, with deep experience in financial reporting, mergers and acquisitions, capital sourcing, and due diligence. Mike served as the Philadelphia Office leader of Deloitte’s middle-market and growth enterprise services. Mike has assisted many emerging companies over the years including successful initial public offerings and exit transactions.

Mike has extensive experience serving on the Board of Directors and Audit Committee of numerous for profit entities including Tabula Rasa Healthcare Inc., International Money Exchange, CFG Bank, Hyperion Bank, McKean Defense Group, ESF Camps, Code 3 Emergency Partners and Femme Pharma Consumer Healthcare. He also serves on the Board of several non-profit entities including Faith in the Future Foundation, Ben Franklin Technology Partners and Association of Audit Committee Members.

In addition, Mike serves as a consultant for several venture/private equity funds and has been an interim CFO.

In the past, Mike also served on the Boards of Directors of the Pennsylvania Alliance for Capital and Technologies (PACT), Entrepreneurs’ Forum of Philadelphia, The Haverford School, American Heart Association (President) and Main Line Jaycees (President). He was the chairman of the Impact Venture Summit in both 2006 and 2014, a highly successful venture conference which attracted over 1,000 attendees. Mike has also served in advisory roles for both Lehigh University and Drexel University. He is a member of the American Institute of Certified Public Accountants (AICPA) and a former President of the Philadelphia Chapter of the Pennsylvania Institute of Certified Public Accountants (PICPA).

Mike graduated from The Haverford School, has a BS in Accounting from Lehigh University and an MBA in Finance from Drexel University.

George Riedel joined the CFG Community Bank Board in June 2010. He is Head of US Intermediaries (USI) at T. Rowe Price. George oversees the sales, marketing, client services and operations for these segments. He is also a member of the firm’s Product Steering Committee.

Mr. Riedel has more than 30 years of broad financial services experience. Before joining T. Rowe Price in 1998, George was a vice president of the Global Bank Group at Federated Investors responsible for the distribution of institutional investment products in the Eastern U.S. He began his career at Salomon Brothers in New York, now part of Citigroup.

Mr. Riedel earned a B.S in finance and economics from Alfred University and an M.B.A in marketing and strategic planning from the University of Pittsburgh, Katz School of Business. Mr. Riedel is a Series 6, 7, and 63 registered representative and a Series 24 registered principal. He also holds his Certified Investment Management Analyst designation.

Bruce Yarwood has been president and CEO of the American Health Care and led a management consulting and issues advocacy firm that specialized in managed health care and long-term care issues, served as an executive in a large nursing home corporation and a trade association, and held leadership roles in the California Department of Health.

James Talbott has been a Director of CFG Community Bank since March, 2018. Mr. Talbott retired in 2009 after spending 45 years in the banking industry. At the time of his retirement he was the regional president of PNC Financial Services Group, where he was the regional president of the Western Maryland Market. Prior to his position at PNC Financial Services Group, Mr. Talbott served as Chairman, President and CEO of Farmers and Mechanics Bank, a Mercantile Bankshares Corporation affiliate in Frederick, Maryland until its acquisition by PNC in March 2007. During Mr. Talbott's 38-year career at Mercantile-Safe Deposit & Trust Co. and Mercantile Bankshares Corporation, he held various positions leading up to senior vice president of both the Bank and Holding Company. He successfully managed several merger processes, which led to his role as administrative liaison with all of Mercantile' s banking affiliates, a position he held for 26 years through dozens of mergers and acquisitions.

A native of Baltimore, Mr. Talbott is an active participant in community affairs and currently serves on a number of businesses and nonprofit boards including the Investment Committee for the Episcopal Diocese of Maryland. In 2007, Talbott was honored by the National Capital Area Boy Scout Council with the George B. Delaplaine Distinguished Citizen Award for his service to the community.

Mr. Talbott's extensive background in the financial service industry, which includes direct supervision of and responsibility for the accounting and audit function of banks contribute to his in - depth knowledge of generally accepted accounting principles and his ability to analyze complex financial statements. His credentials qualify him as an audit committee financial expert under the Nasdaq listing standards and applicable securities regulations.